Regulators
FCA, CySEC, ASIC, NBRB Belarus, SCB Bahamas, FSA Seychelles
Min. deposit
$20
Spread from
0.6 pips (variable)
Max. leverage
Up to 1:30 (EU retail) / 1:500 (offshore)
Platforms
Capital.com WebTrader, Capital.com Mobile, MT4, TradingView
Founded
2016 · London, UK / Limassol, Cyprus
Capital.com is one of the newest brokers in the tier-1 regulatory tier, founded in 2016 but already serving over 8 million accounts globally. Despite its young age, it has secured FCA, CySEC, ASIC, NBRB, SCB, and FSA Seychelles regulation — an unusually aggressive multi-jurisdictional licensing push that signals serious institutional ambition.
The standout feature is the proprietary AI-augmented platform: machine-learning-powered sentiment indicators, auto-detected chart patterns, and a personalised content feed driven by behavioural analytics. For beginners, this provides decision-support that older brokers don’t offer.
The business model is commission-free: no per-trade fees, with revenue derived from variable spreads (0.6 pips EUR/USD typical). This is convenient for low-frequency traders but pricey for scalpers who would pay less total cost on a Raw/ECN broker.
Account types
| Account | Min. deposit | Spreads | Commission |
|---|
| Standard | $20 | From 0.6 pips | None |
| Plus | $3,000 | From 0.6 pips | None |
| Premier | $50,000 | From 0.6 pips | None |
Regulation
- Capital Com (UK) Limited — FCA 793714
- Capital Com SV Investments Limited — CySEC 319/17 (EU)
- Capital Com Australia Pty Ltd — ASIC 513393
- Capital Com Bel CJSC — NBRB Belarus
- Capital Com (Bahamas) Limited — SCB Bahamas SIA-F245
- Capital Com SC Ltd — FSA Seychelles SD126
Bottom line
Capital.com scores 4.4/5. The most innovative platform among multi-regulated retail brokers. Best for mobile-first beginners who value AI-augmented decision support; less ideal for high-frequency scalpers.
Capital.com — Frequently Asked Questions
Is Capital.com regulated and safe?
Capital.com is regulated by FCA, CySEC, ASIC, NBRB Belarus, SCB Bahamas, FSA Seychelles, holds client funds in segregated accounts and operates under active financial-services licenses. Verify each license number on the regulator's official website before depositing.
Is Capital.com legit or a scam?
Capital.com is a legitimate, regulated broker — not a scam. It operates under oversight from FCA, CySEC, ASIC, which require segregated client funds and regular audits. Always confirm the specific entity and license that will hold your account, and avoid clone sites using a similar name.
What is the minimum deposit at Capital.com?
The minimum deposit at Capital.com is $20. Standard accounts accept this minimum; premium or professional tiers may require more.
How do I withdraw money from Capital.com?
Withdrawals from Capital.com are returned to your original funding method — card, bank transfer, e-wallet or crypto, depending on how you deposited. E-wallets and crypto are usually fastest; bank transfers take longest. Processing times and limits are set by Capital.com, so check its funding page for current details.
What fees and commissions does Capital.com charge?
Capital.com's main cost is the spread, starting from 0.6 pips (variable). Raw/ECN accounts add a per-lot commission in exchange for a tighter spread. Also factor in overnight swap fees and any inactivity fee. Compare the all-in cost (spread + commission), not just the headline spread.
What are the typical spreads at Capital.com?
Spreads at Capital.com start from 0.6 pips (variable), varying by account type, instrument, time of day and market volatility. Raw/ECN accounts add a commission on top of the tighter spread.
What account types does Capital.com offer?
Capital.com typically offers a standard (commission-free, slightly wider spread) account and a raw/ECN (tight spread plus commission) account, with a swap-free Islamic option where available. The minimum to open is $20, and platforms include Capital.com WebTrader, Capital.com Mobile, MT4.
What trading platforms does Capital.com offer?
Capital.com supports: Capital.com WebTrader, Capital.com Mobile, MT4, TradingView. MT4/MT5 are the industry standards; cTrader suits ECN execution; proprietary platforms add broker-specific tools but less third-party compatibility.
What is the maximum leverage at Capital.com?
Maximum leverage at Capital.com is Up to 1:30 (EU retail) / 1:500 (offshore). EU/UK retail clients are capped at 1:30 on major FX by ESMA rules regardless of broker policy; professional and offshore-entity clients can access higher leverage subject to qualification.
Does Capital.com offer a demo account?
Yes — Capital.com offers a free demo account with virtual funds, so you can test the platform and practise a strategy on live prices before depositing real money.
Who is Capital.com best suited for?
Beginners wanting an AI-augmented modern platform with no commissions and tier-1 regulation — particularly mobile-first traders.
