Forex.com Review 2026 — Spreads, Regulation & Account Types

Forex.com review

Rated 4.5 / 5 · Best for US-resident traders + multi-jurisdictional traders wanting a major publicly-listed broker with deep market access.

Regulators
CFTC/NFA, FCA, ASIC, FSA Japan, MAS, CIMA, FSCA
Min. deposit
$100
Spread from
0.8 pips (Standard) / 0.0 pips (RAW)
Max. leverage
Up to 1:30 (EU retail) / 1:50 (US)
Platforms
MT4, MT5, Web Trader, TradingView, MotiveWave
Founded
2001 · Bedminster, New Jersey / London

Pros

  • Tier-1 regulated in 7 jurisdictions including US CFTC/NFA
  • Part of StoneX Group (NASDAQ-listed) — audited financials
  • Multi-platform: MT4, MT5, Web Trader, TradingView, MotiveWave
  • 5,000+ instruments incl. share CFDs from 30+ global exchanges
  • Strong institutional research + market analysis

Cons

  • Spreads on Standard account wider than RAW + commission accounts
  • $100 minimum deposit
  • Inactivity fee of $15/month after 12 months dormant

Forex.com review summary

Forex.com is the retail brokerage brand of StoneX Group (NASDAQ: SNEX) — a publicly-listed Fortune 100 financial services company with ~$50 billion in client equity. Founded in 2001 and now serving over 400,000 retail clients across seven major regulatory jurisdictions.

The combination of US CFTC/NFA + UK FCA + Australia ASIC + Japan FSA + Singapore MAS regulation makes Forex.com one of the most credible retail brokers globally. Few competitors match this regulatory breadth.

The instrument catalogue is one of the deepest in retail FX: 80+ currency pairs, 5,000+ share CFDs across 30+ exchanges, indices, commodities, crypto CFDs, and an unusual range of bond CFDs.

Where to trade

For US retail FX traders, the choice is essentially Forex.com vs OANDA. For non-US traders, Forex.com is a credible tier-1 alternative to IG and Swissquote, particularly for those wanting publicly-listed counterparty risk transparency.

Forex.com — Frequently Asked Questions

Is Forex.com regulated and safe?

Forex.com is regulated by CFTC/NFA, FCA, ASIC, FSA Japan, MAS, CIMA, FSCA, holds client funds in segregated accounts and operates under active financial-services licenses. Verify each license number on the regulator's official website before depositing.

Is Forex.com legit or a scam?

Forex.com is a legitimate, regulated broker — not a scam. It operates under oversight from CFTC/NFA, FCA, ASIC, which require segregated client funds and regular audits. Always confirm the specific entity and license that will hold your account, and avoid clone sites using a similar name.

What is the minimum deposit at Forex.com?

The minimum deposit at Forex.com is $100. Standard accounts accept this minimum; premium or professional tiers may require more.

How do I withdraw money from Forex.com?

Withdrawals from Forex.com are returned to your original funding method — card, bank transfer, e-wallet or crypto, depending on how you deposited. E-wallets and crypto are usually fastest; bank transfers take longest. Processing times and limits are set by Forex.com, so check its funding page for current details.

What fees and commissions does Forex.com charge?

Forex.com's main cost is the spread, starting from 0.8 pips (Standard) / 0.0 pips (RAW). Raw/ECN accounts add a per-lot commission in exchange for a tighter spread. Also factor in overnight swap fees and any inactivity fee. Compare the all-in cost (spread + commission), not just the headline spread.

What are the typical spreads at Forex.com?

Spreads at Forex.com start from 0.8 pips (Standard) / 0.0 pips (RAW), varying by account type, instrument, time of day and market volatility. Raw/ECN accounts add a commission on top of the tighter spread.

What account types does Forex.com offer?

Forex.com typically offers a standard (commission-free, slightly wider spread) account and a raw/ECN (tight spread plus commission) account, with a swap-free Islamic option where available. The minimum to open is $100, and platforms include MT4, MT5, Web Trader.

What trading platforms does Forex.com offer?

Forex.com supports: MT4, MT5, Web Trader, TradingView, MotiveWave. MT4/MT5 are the industry standards; cTrader suits ECN execution; proprietary platforms add broker-specific tools but less third-party compatibility.

What is the maximum leverage at Forex.com?

Maximum leverage at Forex.com is Up to 1:30 (EU retail) / 1:50 (US). EU/UK retail clients are capped at 1:30 on major FX by ESMA rules regardless of broker policy; professional and offshore-entity clients can access higher leverage subject to qualification.

Does Forex.com offer a demo account?

Yes — Forex.com offers a free demo account with virtual funds, so you can test the platform and practise a strategy on live prices before depositing real money.

Who is Forex.com best suited for?

US-resident traders + multi-jurisdictional traders wanting a major publicly-listed broker with deep market access.

Compare Forex.com head-to-head

See how Forex.com stacks up against other top brokers, side by side.

Top Brokers

Sponsored
🤖 AI Stocks

Looking to trade AI stocks?

Compare brokers offering NVIDIA · Microsoft · Google · Amazon · Meta · Tesla

Compare brokers →
Sponsored — brokers offering AI stocks