Swissquote review

Rated 4.6 / 5 · Best for High-net-worth EU traders wanting Swiss bank-grade safety + integrated banking alongside trading.

Regulators
FINMA, FCA, DFSA, SFC HK, CySEC, MFSA
Min. deposit
$1,000
Spread from
1.1 pips (Standard) / 0.6 pips (Premium) / 0.0 pips (Prime)
Max. leverage
Up to 1:30 (EU retail) / 1:100 (Pro)
Platforms
Advanced Trader, MT4, MT5, Swissquote Mobile
Founded
1996 · Gland, Switzerland

Pros

  • Founded 1996 — Swiss bank with full FINMA banking license
  • Listed on SIX Swiss Exchange (SQN) — full audited financials
  • Swiss bank-grade segregation + capital adequacy
  • 3 million+ products: forex, CFDs, stocks, ETFs, options, crypto
  • Award-winning Advanced Trader proprietary platform
  • Strong banking integration — IBAN account, debit card, payments

Cons

  • $1,000 minimum deposit — higher than most retail brokers
  • Spreads on Standard account uncompetitive (1.1+ pips)
  • Lower leverage caps even for offshore entities

Swissquote review summary

Swissquote is a Swiss online bank founded in 1996, holding a full FINMA Swiss banking license — not just brokerage. It is publicly listed on the SIX Swiss Exchange (ticker SQN) and serves over 600,000 clients across 30+ countries.

The Swiss banking license is the standout feature: client deposits up to CHF 100,000 are protected by the Swiss deposit guarantee scheme, and the broader institutional-grade segregation requirements meaningfully exceed standard CySEC/FCA brokerage rules.

Beyond trading, Swissquote provides full banking services: IBAN accounts, debit cards, mortgages, savings. This integration is unmatched among CFD brokers and is the primary reason high-net-worth EU/Swiss residents choose Swissquote despite its higher minimum deposit.

Where to trade

Best for HNW EU + Swiss residents wanting bank-grade safety + integrated banking. Active scalpers should compare cost-per-trade with Pepperstone or IC Markets — Swissquote’s spreads are wider but the safety premium is real.

Swissquote — Frequently Asked Questions

Is Swissquote regulated and safe?

Swissquote is regulated by FINMA, FCA, DFSA, SFC HK, CySEC, MFSA. Client funds are held in segregated accounts at tier-1 banks and the broker operates under active financial-services licenses. Verify each license number on the regulator's official website before opening an account.

What is the minimum deposit at Swissquote?

The minimum deposit at Swissquote is $1,000. Most account types accept this minimum; premium tiers may require higher deposits — see the account-types table above.

What are the typical spreads at Swissquote?

Spreads at Swissquote start from 1.1 pips (Standard) / 0.6 pips (Premium) / 0.0 pips (Prime). Actual spreads vary by account type, instrument, time of day, and market volatility. Raw/ECN accounts add a per-lot commission on top of the tighter spread.

What trading platforms does Swissquote offer?

Swissquote supports: Advanced Trader, MT4, MT5, Swissquote Mobile. MT4 / MT5 are the industry standards; cTrader is preferred for ECN execution; proprietary platforms offer broker-specific tools but less third-party compatibility.

What is the maximum leverage at Swissquote?

Maximum leverage at Swissquote: Up to 1:30 (EU retail) / 1:100 (Pro). EU retail clients are capped at 1:30 by ESMA rules regardless of broker policy. Professional clients and offshore-entity clients can access higher leverage subject to qualification.

Who is Swissquote best suited for?

High-net-worth EU traders wanting Swiss bank-grade safety + integrated banking alongside trading.