Swissquote Review 2026 — Spreads, Regulation & Account Types

Swissquote review

Rated 4.6 / 5 · Best for High-net-worth EU traders wanting Swiss bank-grade safety + integrated banking alongside trading.

Regulators
FINMA, FCA, DFSA, SFC HK, CySEC, MFSA
Min. deposit
$1,000
Spread from
1.1 pips (Standard) / 0.6 pips (Premium) / 0.0 pips (Prime)
Max. leverage
Up to 1:30 (EU retail) / 1:100 (Pro)
Platforms
Advanced Trader, MT4, MT5, Swissquote Mobile
Founded
1996 · Gland, Switzerland

Pros

  • Founded 1996 — Swiss bank with full FINMA banking license
  • Listed on SIX Swiss Exchange (SQN) — full audited financials
  • Swiss bank-grade segregation + capital adequacy
  • 3 million+ products: forex, CFDs, stocks, ETFs, options, crypto
  • Award-winning Advanced Trader proprietary platform
  • Strong banking integration — IBAN account, debit card, payments

Cons

  • $1,000 minimum deposit — higher than most retail brokers
  • Spreads on Standard account uncompetitive (1.1+ pips)
  • Lower leverage caps even for offshore entities

Swissquote review summary

Swissquote is a Swiss online bank founded in 1996, holding a full FINMA Swiss banking license — not just brokerage. It is publicly listed on the SIX Swiss Exchange (ticker SQN) and serves over 600,000 clients across 30+ countries.

The Swiss banking license is the standout feature: client deposits up to CHF 100,000 are protected by the Swiss deposit guarantee scheme, and the broader institutional-grade segregation requirements meaningfully exceed standard CySEC/FCA brokerage rules.

Beyond trading, Swissquote provides full banking services: IBAN accounts, debit cards, mortgages, savings. This integration is unmatched among CFD brokers and is the primary reason high-net-worth EU/Swiss residents choose Swissquote despite its higher minimum deposit.

Where to trade

Best for HNW EU + Swiss residents wanting bank-grade safety + integrated banking. Active scalpers should compare cost-per-trade with Pepperstone or Pepperstone — Swissquote’s spreads are wider but the safety premium is real.

Swissquote — Frequently Asked Questions

Is Swissquote regulated and safe?

Swissquote is regulated by FINMA, FCA, DFSA, SFC HK, CySEC, MFSA, holds client funds in segregated accounts and operates under active financial-services licenses. Verify each license number on the regulator's official website before depositing.

Is Swissquote legit or a scam?

Swissquote is a legitimate, regulated broker — not a scam. It operates under oversight from FINMA, FCA, DFSA, which require segregated client funds and regular audits. Always confirm the specific entity and license that will hold your account, and avoid clone sites using a similar name.

What is the minimum deposit at Swissquote?

The minimum deposit at Swissquote is $1,000. Standard accounts accept this minimum; premium or professional tiers may require more.

How do I withdraw money from Swissquote?

Withdrawals from Swissquote are returned to your original funding method — card, bank transfer, e-wallet or crypto, depending on how you deposited. E-wallets and crypto are usually fastest; bank transfers take longest. Processing times and limits are set by Swissquote, so check its funding page for current details.

What fees and commissions does Swissquote charge?

Swissquote's main cost is the spread, starting from 1.1 pips (Standard) / 0.6 pips (Premium) / 0.0 pips (Prime). Raw/ECN accounts add a per-lot commission in exchange for a tighter spread. Also factor in overnight swap fees and any inactivity fee. Compare the all-in cost (spread + commission), not just the headline spread.

What are the typical spreads at Swissquote?

Spreads at Swissquote start from 1.1 pips (Standard) / 0.6 pips (Premium) / 0.0 pips (Prime), varying by account type, instrument, time of day and market volatility. Raw/ECN accounts add a commission on top of the tighter spread.

What account types does Swissquote offer?

Swissquote typically offers a standard (commission-free, slightly wider spread) account and a raw/ECN (tight spread plus commission) account, with a swap-free Islamic option where available. The minimum to open is $1,000, and platforms include Advanced Trader, MT4, MT5.

What trading platforms does Swissquote offer?

Swissquote supports: Advanced Trader, MT4, MT5, Swissquote Mobile. MT4/MT5 are the industry standards; cTrader suits ECN execution; proprietary platforms add broker-specific tools but less third-party compatibility.

What is the maximum leverage at Swissquote?

Maximum leverage at Swissquote is Up to 1:30 (EU retail) / 1:100 (Pro). EU/UK retail clients are capped at 1:30 on major FX by ESMA rules regardless of broker policy; professional and offshore-entity clients can access higher leverage subject to qualification.

Does Swissquote offer a demo account?

Yes — Swissquote offers a free demo account with virtual funds, so you can test the platform and practise a strategy on live prices before depositing real money.

Who is Swissquote best suited for?

High-net-worth EU traders wanting Swiss bank-grade safety + integrated banking alongside trading.

Compare Swissquote head-to-head

See how Swissquote stacks up against other top brokers, side by side.

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