FTMO Review 2026
FTMO is the most established and widely trusted name in retail prop trading, operating since 2015. It pioneered the two-step evaluation model that most of the industry now copies, and has a long, public record of paying traders.
| Profit split | Up to 90% | Max funding | $200K |
| Challenge from | €155 | Payouts | Bi-weekly / on-demand |
| Founded | 2015 | Platforms | MT4 · MT5 · cTrader · DXtrade |
How FTMO works
You pass a two-phase evaluation — the FTMO Challenge and then Verification — which test whether you can hit a profit target while respecting daily and overall loss limits. Clear both and you receive an FTMO Account trading the firm’s capital, keeping up to 90% of the profits. The evaluation fee is refunded with your first payout.
👍 Pros
- Longest track record and strongest reputation in the industry
- Well-documented, consistent payouts (up to 90% split)
- No minimum trading days pressure and flexible, trader-friendly rules
- Multiple platforms (MT4, MT5, cTrader, DXtrade) and a polished dashboard
👎 Cons
- Not the cheapest challenge fee
- Two-step evaluation takes longer than instant-funding rivals
- Consistency and risk rules must be followed carefully
Payouts & profit split
Profit splits up to 90%, with payouts on a regular schedule and on-demand options on scaled accounts. The challenge fee is refunded on your first withdrawal.
Who FTMO is best for
Serious traders who value reputation, reliable payouts and a proven, transparent firm over the lowest price.
Frequently asked questions
Is FTMO legit?
FTMO is the most established prop firm, operating since 2015 with a long public record of paying traders. It is widely regarded as one of the most trustworthy firms in the space, though as with any prop firm you should confirm current rules on its site.
How much does the FTMO challenge cost?
FTMO challenge fees start from around €155 depending on account size, and the fee is refunded with your first payout once you are funded. Prices change — confirm on FTMO’s site.
What is the FTMO profit split?
FTMO offers up to a 90% profit split in the trader’s favour, among the most competitive for an established firm.
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Independent review — FXPulses may earn a commission if you sign up through our links, at no cost to you. Prop-firm evaluations involve fees that may not be recovered. Trading carries risk. Not investment advice.
