Topstep Review 2026 — Fees, Profit Split, Rules & Payouts | FXPulses

Topstep Review 2026

★★★★★ 4.6 / 5 · Best for futures

Topstep is the leading prop firm for futures traders, operating since 2012. Unlike the forex-CFD focused firms, Topstep funds traders on regulated futures markets through its Trading Combine evaluation.

Exness — trade with tight spreads Exness — trade with tight spreads
Profit splitUp to 90%Max funding$150K
Challenge from$49/moPayoutsOn-demand
Founded2012PlatformsNinjaTrader · TradingView · Tradovate

How Topstep works

You trade a Trading Combine — a monthly-subscription evaluation on simulated futures — hitting a profit target within loss limits. Pass and you get an Express Funded Account trading live futures, keeping up to 90% of profits with on-demand withdrawals.

👍 Pros

  • The established leader for futures (not just forex CFDs)
  • Trades regulated futures markets, not CFDs
  • On-demand payouts up to 90% split
  • Strong education and trader community

👎 Cons

  • Monthly subscription model rather than one-off fee
  • Futures focus — not for forex/CFD-only traders
  • Requires understanding of futures contracts and margins

Payouts & profit split

Up to 90% profit split with on-demand payouts on the funded account. Evaluation is a monthly subscription rather than a one-time fee.

Who Topstep is best for

Futures traders who want to be funded on regulated markets with a reputable, long-standing firm.

Thinking of a Topstep challenge? Prop-firm rules and fees change often — confirm the current terms on the firm's own site, and only risk a challenge fee you can afford to lose. Visit Topstep →

Frequently asked questions

Is Topstep for forex or futures?

Topstep specialises in futures trading on regulated markets, which sets it apart from the forex-CFD prop firms. It is the go-to choice for traders who want to be funded on futures.

How does the Topstep Trading Combine work?

The Trading Combine is a monthly-subscription evaluation on simulated futures. Hit the profit target within the loss limits and you progress to a funded Express account trading live futures.

What is the Topstep profit split?

Up to 90% in the trader’s favour, with on-demand payouts once funded.

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Independent review — FXPulses may earn a commission if you sign up through our links, at no cost to you. Prop-firm evaluations involve fees that may not be recovered. Trading carries risk. Not investment advice.

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