Topstep Review 2026
Topstep is the leading prop firm for futures traders, operating since 2012. Unlike the forex-CFD focused firms, Topstep funds traders on regulated futures markets through its Trading Combine evaluation.
| Profit split | Up to 90% | Max funding | $150K |
| Challenge from | $49/mo | Payouts | On-demand |
| Founded | 2012 | Platforms | NinjaTrader · TradingView · Tradovate |
How Topstep works
You trade a Trading Combine — a monthly-subscription evaluation on simulated futures — hitting a profit target within loss limits. Pass and you get an Express Funded Account trading live futures, keeping up to 90% of profits with on-demand withdrawals.
👍 Pros
- The established leader for futures (not just forex CFDs)
- Trades regulated futures markets, not CFDs
- On-demand payouts up to 90% split
- Strong education and trader community
👎 Cons
- Monthly subscription model rather than one-off fee
- Futures focus — not for forex/CFD-only traders
- Requires understanding of futures contracts and margins
Payouts & profit split
Up to 90% profit split with on-demand payouts on the funded account. Evaluation is a monthly subscription rather than a one-time fee.
Who Topstep is best for
Futures traders who want to be funded on regulated markets with a reputable, long-standing firm.
Frequently asked questions
Is Topstep for forex or futures?
Topstep specialises in futures trading on regulated markets, which sets it apart from the forex-CFD prop firms. It is the go-to choice for traders who want to be funded on futures.
How does the Topstep Trading Combine work?
The Trading Combine is a monthly-subscription evaluation on simulated futures. Hit the profit target within the loss limits and you progress to a funded Express account trading live futures.
What is the Topstep profit split?
Up to 90% in the trader’s favour, with on-demand payouts once funded.
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Independent review — FXPulses may earn a commission if you sign up through our links, at no cost to you. Prop-firm evaluations involve fees that may not be recovered. Trading carries risk. Not investment advice.